- Unmarried Children from live birth who are under age 22. Dependent children must be dependent on you for support and not employed at a regular full-time job. The Survivor Income Benefit shall also include posthumous children; and
- Functionally impaired children who are totally dependent upon you for support. For the purposes of this plan, functionally impaired shall mean an unmarried person who was insured as a dependent prior to becoming functionally impaired who is wholly dependent upon you for support and maintenance within the terms of the income Tax Act who reside in Canada.
- A child of your spouse provided he/she is also your biological child; or your spouse is living with you and has custody of the child.
- Your Spouse as the result of a valid civil or religious ceremony, or a person whose common-law relationship with you has existed for a minimum period of 24 consecutive months immediately prior to the date on which a claim arose and provided the existence of such common-law relationship could be established to the satisfaction of the Plan Administrator.
- ANY changes in your dependents must be reported to the Benefit Office. Your Common-law spouse and any of their children that are no longer dependent on you are not eligible for benefits on the day that co-habitation ceases.
For more information see our Benefit Booklet.